Over the last several decades, America has seen several gun control experiments. Obviously, when people turn on the news, it’s apparent these so called attempts to control guns have not been effective. The U.S. has still experienced deadly shootings, such as the Virginia Tech Campus, Sandy Hook Elementary School, Luby’s Cafeteria, University of Texas at…
Sandsational Sparkle recaps what was in and out for 2013 wedding trends. IN Sugar flowers! As more people stray away from expensive, fresh floral arrangements, couples are embracing whimsical wedding touches that include sugar flowers. Not only do they taste delicious, but also they don’t wilt or fade and are more environmentally friendly than pesticide-filled…
The latest addition to big box retailers and brick-and-mortar stores is the incorporation of kiosk information systems. These systems allow customers to purchase products that may be out of stock in stores, even offering free home shipping. Designed to help boost sales, stores are trying to appeal to in-store and online sales. For example, Kohl’s…
Many investors grow frustrated, wondering why they can’t obtain loans with the latest new rates that are heavily advertised online and in the news. This is because banks use several important factors when considering mortgage eligibility and interest rate charges. Credit Score – Traditional banks lend based on the borrower, not necessarily the property. This…
The very end of October saw a decrease in mortgage rates. This was in response to the Federal Reserve not reducing its bond-buying program. While average loan rates on 30-year fixed-rate mortgages dropped to an average of 4.10-percent, the 15-year fixed-rate fell to 3.2-percent. In June, 30-year mortgages increased above the low 4-percent threshold that…